I just… (as they say on Twitter)

Quote from “Racism without Racists: Color-Blind Racism and the Persistence of Racial Inequality in America” by Eduardo Bonilla-Silva – “Wells Fargo settled a lawsuit with the NAACP for $175 million. The suit alleged that customers were steered toward higher-interest subprime loans—called “ghetto loans” for “mud people” within the organization. Although Wells Fargo has been a high-profile fall guy for this racist practice, the evidence suggests that banks routinely engage in discriminatory lending. Further, this lending is not based upon blacks having worse economic profiles, as higher-income blacks were more likely to be steered toward subprime loans.41” Start reading this book for free: https://a.co/3jTTA8S

2004–2009, not ancient history: https://www.justice.gov/opa/pr/justice-department-reaches-settlement-wells-fargo-resulting-more-175-million-relief